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Loan Calculator

Enter the amount, the yearly interest rate and the term to see the payment per period, the total interest and a full payment schedule you can export to Excel.

  1. Enter amount, rate and term
  2. Choose the method and frequency
  3. Read the results or export the schedule
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Amortized or flat rate?

Saving interest

About the results

Results are estimates based on a fixed rate and equal periods. Banks may round differently or add fees and insurance, so check the final figures in your loan contract. This tool does not give financial advice.

Frequently asked questions

Which currency does it use?

Any. Type amounts in your currency; results use the same unit.

What does the schedule show?

Each payment with its date, the part that pays interest, the part that reduces the debt and the remaining balance.

Can I export the schedule?

Yes, to Excel (XLSX) or CSV.

What is the difference between amortized and flat rate?

Amortized charges interest on the remaining balance; flat rate charges it on the original amount for the whole term, which costs more.

Can I calculate weekly or quarterly payments?

Yes. Choose monthly, every two weeks, weekly, quarterly or yearly payments.

Is my data saved?

No. Calculations run on this page and nothing is stored or sent.

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